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HGV, BUS and Coach Finance


 saf-hgv.jpgWe have experience in arranging finance for all types of HGV’s, buses and coaches. We have finance solutions for small businesses all the way up to fleet operators.

Generally we finance Buses and Coaches with an Operating Lease as this allows the monthly repayment to be aligned with the usage of the vehicle. HGV’s are normally purchased with a Lease Purchase but they can also be financed with an Operating lease. We like to advise clients on a long term basis so we need to fully understand any future plans for the business and how often vehicles are renewed, so that we are able to advise the correct financial commitment whether it be for a single vehicle or a fleet.

Remember VAT is payable at 15% on commercial vehicles, and business uses are able to claim this back.